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Opinion | The Gaps Between White and Black America, in Charts - The New York Times

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Unemployment rate,

age 16 years and over

Share of people who completed four years of college

or more

Median household income

Homeownership rate

Sentenced male prisoners per 100,000 residents of the corresponding group

Life expectancy at birth

Unemployment rate, age 16 years and over

Share of people 25 years and over who completed four years of college or more

Median household income

Sentenced male prisoners per 100,000 residents of the corresponding group

Life expectancy at birth

Homeownership rate

Unemployment rate, age 16 years and over

Share of people 25 years and over who completed four years of college or more

Median household income

Homeownership rate

Sentenced male prisoners per 100,000 residents of the corresponding group

Life expectancy at birth

In many parts of the country, black and white Americans continue to live in very different worlds. This distinctive feature of American inequality is not an accidental development but rather a result of policy choices.

Our nation’s approach to urban policy has rarely attempted to invest the resources needed to overcome the effects of decades of racial discrimination in struggling neighborhoods. Instead, it has repeatedly made it easier for most white people to isolate themselves in communities that are largely physically separated from communities marked by joblessness, concentrated poverty, environmental hazards, disease and violence.

Black neighborhoods are often vital centers of black culture, community and political power. Yet they have not received investments that are customary in white neighborhoods, including well-resourced schools and investments in public services. Instead, they have been subject to injustices and disadvantages such as fraudulent lending practices, housing discrimination and aggressive policing and prosecution.

Indeed, a defining feature of American inequality is that the nation’s most pressing social challenges are disproportionately concentrated in black communities.

Racial inequality persists in many social and economic domains, including home ownership and income, as shown in the charts above. But these forms of inequality are most pronounced when we look at black and white neighborhoods.

Consider unemployment. During the Great Recession of 2007 to 2010, the unemployment rate among the black population peaked at 16.8 percent, while the highest rate for the white population was 9.2 percent. During the current economic crisis, fewer than half of black adults are able to keep their jobs.

The gap in high school completion rates between white and black Americans has narrowed substantially over the last 40 years, but racial equity in higher education remains a distant goal. Rates of completion for college are much lower among people of color, who are also underrepresented in fields like mathematics and statistics, engineering, the physical sciences and education.

Over the past two decades, as the rich got richer, the income gap between white and black Americans also grew steadily.

Why are black and white neighborhoods so unequal? The explanation is historical and complex, involving race restrictive housing covenants that prevented home sales to minorities, banks that discriminated against people of color seeking to borrow money to buy homes, and strategic siting of interstate highways and public housing developments to solidify the boundaries of segregation.

The effects of those policies persist to this day, and have been reinforced by land use and building code requirements that keep affordable housing out of certain neighborhoods, predatory lending practices that lead to foreclosures, and a reluctance to vigorously enforce existing civil rights laws that prevent discrimination in home sales, rentals, and lending.

As a result, the United States has enormous and persistent racial gaps in home ownership. And inequality in homeownership has played an important role in contributing to gaps in wealth accumulation.

The costs of segregation are amplified by how we invest and disinvest in cities and neighborhoods. If black and white neighborhoods received the same resources and had the same political influence, segregation would not lead to so much inequality. These inequities have been not only an urban phenomenon but also a suburban phenomenon, following black families as they have moved into suburban communities.

From the 1970s to the 1990s, segregated, low-income neighborhoods became the focal point for a new style of aggressive policing and prosecution. Although violence has fallen sharply since the mid-1990s, that style of policing has remained intact.

The racial gap in life expectancy has narrowed from 1960 to the present. The decline in the national murder rate from the early 1990s to the present has had a particularly large impact on the life expectancy of black men, who have benefited the most from the drop in violent crime.

But even with these improvements, black Americans can expect to live a few years less than white Americans.

America faces challenges that are national in scope, but they look very different in neighborhoods stratified by race, ethnicity and income. So far, our nation’s approach to urban policy has undermined efforts to build more inclusive communities and solve America’s major social problems. But today’s surge of momentum to end police violence and all other forms of racial injustice is a sign of hope that a collective solution is possible.

Patrick Sharkey (@patrick_sharkey) is a professor of sociology and public affairs at Princeton University and the author of “Stuck in Place: Urban Neighborhoods and the End of Progress Toward Racial Equality.”

Keeanga-Yamahtta Taylor (@keeangayamahtta) is a contributing Opinion writer, an assistant professor of African-American studies at Princeton University and the author of “Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership.”

Yaryna Serkez (@iarynam) is a graphics editor for Opinion.

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